Outsourcing Fraud Management

MPServices adds a layer of management and knowledge that allows retailers to maximize sales by minimizing fraudulent pressure. By taking advantage of the study of regulations, market tools and an exhaustive knowledge of the sector, we are able to achieve the most ambitious objectives.

Analysis of fraudulent chargebacks

Redefining fraud patterns

Transaction flow

Setting up rules and risk profiles

Review – Real-time analysis

Detection of false positives

Chargebacks and fraud

Dispute of chargebacks with the purchaser

Business Case

MPServices develops Business Cases to evaluate the potential improvement of an online business in the payment checkout. Exhaustive study of the payment methods, acquisition, fraud management, transaction flow and user experience. A business case allows to quantify the potential for business improvement.

Data Gathering

Analysis and Business Case

Flow
Definition

Fraud
Patterns

Tools
adaptation

Launch

Carts Recovery

MPServices can recover abandoned carts generated by the fraud screen. Fraud screens can generate scenarios with many transaction declines from legitimate customers, false positives. Thanks to market knowledge, MPServices can make a more accurate estimate of the risk of transactions, and therefore determine which ones should not have been blocked.


At this point, flows and operations can be established to recover the carts, either by regenerating the transaction or by contacting the customers.

Rejections

False positives detection

Whitelisting

Contact

Recovery

Chargeback Disputing

At MPServices, we generate an additional line of revenue for merchants by efficiently disputing the chargebacks they receive. We articulate a process with the acquirers that is robust and efficient to establish an automated dispute process that achieves the highest possible success rate given the merchant's conditions. To maximize success, we tailor the format and content of disputes based on the country, the issuing bank, the nature of the dispute, and the evidence available to the merchant.

PROJECT MANAGEMENT
Business Case
Analysis of processes and systems
Setting patterns
Charge-back disputing
CONTINUOUS IMPROVEMENT
AUTOMATION

Consulting

Due to the extensive experience of our payment and fraud analysts, MPServices can offer consulting services with the most expert vision in the market. We include support or management services for:

Request for Proposal

Fraud Pattern Study

Launching in new countries

Opportunities in authorization rates

Efficiency in fraud prevention activities

Study and improvements in the dispute process

Comparison between acquirers